The U.S. Department of Agriculture (USDA) has released the loan interest rates for July 2025, effective from July 1.
These Farm Service Agency (FSA) loans offer vital financial support for farmers looking to begin, grow, or sustain their operations, as well as for purchasing equipment and improving infrastructure.
Interest rates for July 2025 are as follows:
- Direct Farm Operating Loans: 5.000%
- Direct Farm Ownership Loans: 5.875%
- Joint Financing Ownership Loans: 3.875%
- Down Payment Ownership Loans: 1.875%
- Emergency Loans (based on actual loss): 3.750%