The application intake period is open for the Advance Payments Program (APP) 2026 program year. This federal loan guarantee program helps you access low-cost cash advances, giving you more flexibility in marketing your products.
Increased interest-free limit continues in 2026
Like last year, the first $250,000 is interest free for all non-canola advances. The Government of Canada pays the interest on this portion, allowing you to reduce the cost of borrowing to fund your production activities.
For advances on canola, the first $500,000 is interest free, for the 2025 and 2026 program years, providing additional financial support for this crop.
Funding of up to $1 million
If you are eligible, you can obtain a cash advance of up to $1 million, depending on the value of the agricultural products that you will produce or that you have in storage. Preferential interest rates are offered for the portion of a loan beyond the interest-free limit.
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