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Manitoba Crop Alliance launches 2025 APP cash advance program

Manitoba Crop Alliance (MCA) is now accepting applications for 2025 Advance Payments Program (APP) cash advances, with funds to be issued starting April 1.

The APP is a federal loan program administered by MCA. It offers Canadian farmers marketing flexibility through interest-free and low-interest cash advances. Under the program, eligible farmers are eligible to receive up to $1 million, with the Government of Canada paying the interest on the first $100,000 of the advance for the 2025 program year.

For the 2025 program year, MCA’s interest rate on interest-bearing cash advances is prime – 0.50 per cent. This interest-bearing rate is competitive with other APP administrators, major banks and credit unions. MCA is also maintaining a low, one-time application fee of $250 for the 2025 program year.

To correspond with the start of the 2025 spring program, MCA has launched a new APP cash advance website: mcacashadvance.ca. The site was designed to improve the user experience for APP cash advance clients, with a streamlined layout and a new client portal that will be available soon.

“The new website is a one-stop-shop for our cash advance clients, with application forms, key deadlines and other important information presented in a format that is easier than ever to navigate,” says MCA COO Darcelle Graham. “This is just one more way we can ensure our clients receive the exceptional service they deserve when they come to us for a cash advance.”

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