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Manitoba Crop Alliance launches 2026 APP cash advance program

Manitoba Crop Alliance (MCA) is now accepting applications for 2026 Advance Payments Program (APP) cash advances, with funds to be issued starting April 1.

The APP is a federal loan program administered by MCA. It offers Canadian farmers marketing flexibility through interest-free and low-interest cash advances. Under the program, eligible farmers are eligible to receive up to $1 million, with the Government of Canada paying the interest on the first $100,000 (or the first $500,000 for canola advances, specifically) for the 2026 program year.

For the 2026 program year, MCA’s interest rate on interest-bearing cash advances is prime – 0.50 per cent. This interest-bearing rate is competitive with other APP administrators, major banks and credit unions. MCA is also maintaining a low, one-time application fee of $250 for the 2026 program year.

“We take great pride in the friendly, small-town service we offer to all our cash advance clients,” says MCA COO Darcelle Graham. “We understand farmers’ unique financial needs and our knowledgeable staff are always a click or call away if farmers have questions or need help navigating the application process.”

To apply for an advance under the 2026 program year, farmers can visit mcacashadvance.ca, or phone the MCA office at 1-204-745-6661 or toll-free 1-877-598-5685 to request an application form.

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