Operators must be at least 15 to drive a tractor on public roadways
Farms.com’s final look at licensing and insurance requirements for agricultural equipment focuses on Michigan.
Is a license required to operate farm equipment in Michigan?
There’s no license requirement to operate a tractor or other piece of farm machinery on private land.
No license is needed for farm equipment on public Michigan roads either. The operator, however, must be at least 15 years old.
This aligns with rules in other U.S. states including Ohio and Missouri.
A federal rule allows teens as young as 14 to operate equipment.
Young workers in this age group can operate equipment on a hired basis if they complete the National Safe Tractor and Machinery Operation Program.
Michigan State University Extension offers the program through its 4-H Youth Development program.
Young farmers can also consult their local 4-H group for information on the tractor safety course.
Is insurance mandatory for farm equipment?
Like Indiana and Iowa, equipment insurance isn’t a legal requirement in Michigan.
Having a comprehensive insurance plan is, however, highly recommended to protect against potential losses, damage, and liability.
In addition, a valid insurance policy may be required to secure farm financing from lenders like GreenStone Farm Credit Services and Nicolet National Bank.
Multiple insurance providers are available in Michigan.
Taylor, Lord & Hughes, and Hastings Insurance, for example, are available to help farmers lock in a complete insurance plan suitable for their needs.
And since each farm has unique characteristics, farmers are encouraged to contact insurance brokers directly to begin these important discussions.