An operator must be at least 15 years old
The next state in Farms.com’s series on licensing and insurance requirements for farm equipment is Ohio.
Is a license required to operate farm equipment in Ohio?
Ohioans 15 years and older generally do not need a license to drive a tractor, combine, or other pieces of agricultural equipment on private property or public roadways.
This rule aligns with multiple states including North Carolina and Missouri.
If, however, the tractor or other piece of machinery is traveling faster than 25 mph on a public road, a valid Ohio driver’s license is required. And that piece of equipment must have a Speed Identification Symbol rather than an SMV.
Some Case IH Optum tractors, for example, can reach speeds up to 37 mph.
Ohio law doesn’t set a minimum age for farm equipment operation, but a federal rule ensures young operators are using equipment safely.
Teens as young as 14 can operate equipment on a hired basis if they complete the National Safe Tractor and Machinery Operation Program.
In Ohio, the program is offered through Ohio State University Extension and local high school educators.
Is insurance mandatory for farm equipment?
Similar to states like Indiana and Iowa, farm equipment insurance is not mandatory but highly recommended.
This is because insurance policies protect against potential losses, damage, and liability.
If an accident occurs between a piece of ag machinery and a motor vehicle, for example, the equipment operator could be held responsible.
Insurance could be a prerequisite when discussing financing.
Lenders like Farm Credit Mid-America and other commercial banks may need proof of insurance to secure a financing agreement.
In Ohio, insurance companies like UR Insurance and American Family Insurance are available to help farmers lock in a complete insurance plan suitable for their needs.
And since each farm has unique characteristics, farmers are encouraged to contact insurance brokers directly to begin these important discussions.
Additional information for farm equipment operation in Ohio
A Farm Equipment Permit from the Ohio Department of Transportation “allows unlimited movements of 14 feet wide or less farm machinery and equipment to or from a farm or between two farm implement dealers for a period not to exceed 365 days.”