The U.S. Department of Agriculture’s Risk Management Agency (RMA) announced the rapid implementation of significant enhancements to federal crop insurance programs following the enactment of the One Big Beautiful Bill Act (OBBBA) on July 4, 2025. In record time, RMA has delivered these transformative changes, demonstrating the Trump Administration’s unwavering commitment to putting American farmers first by expanding benefits for beginning farmers and ranchers, increasing coverage options, and making crop insurance more affordable and accessible across multiple insurance programs.
Putting American Farmers First with Enhanced Support for Beginning Farmers and Ranchers
Under the new legislation, beginning farmers and ranchers will receive substantially increased premium support during their first decade of farming operations, making crop insurance more affordable for the next generation of American agricultural producers. The enhanced benefits mean beginning farmers and ranchers will now receive:
- 15 percentage points additional subsidy for the first two crop years
- 13 percentage points for the third crop year
- 11 percentage points for the fourth crop year
- 10 percentage points for years five through ten
These benefits build upon existing support that waives administrative fees and provides base premium subsidies. A beginning farmer or rancher is now defined as an individual who has not actively operated and managed a farm or ranch for more than 10 crop years.
“These enhanced benefits recognize the critical importance of supporting the next generation of American agricultural producers,” said RMA Administrator Pat Swanson. “By reducing financial barriers during the crucial early years of farming, we’re helping ensure the long-term sustainability of American agriculture.”
Source : usda.gov