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USDA Updates Livestock Insurance Programs

The USDA Risk Management Agency (RMA) has announced a series of updates to the Livestock Risk Protection (LRP), Livestock Gross Margin (LGM) and Dairy Revenue Protection (DRP) programs. These changes will take effect starting with the 2027 crop year.

Several updates apply to all three programs, including aligning the eligibility and subsidy percentages with the One Big Beautiful Bill Act and extending the definition of a beginning farmer/rancher to 10 years; adding subsidy capture language to address off-exchange contracts; permitting concurrent coverage between similar livestock programs; enabling policies that have not earned a premium for three consecutive years to be subject to cancellation; and revising language to clarify when and how insurance coverage can be transferred.

LRP protects producers against declining market prices. The new updates broaden the categories and coverage windows. Producers now can insure unborn calves in the 6 cwt. to 9 cwt. range (weight 2) for unborn bulls and heifers, unborn Brahman and unborn dairy.

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